RESOURCES

 

Designing Your Fiscal House To Weather The Elements

Comments Off on Designing Your Fiscal House To Weather The Elements

By Allen Neuenschwander, CPA, CFP® and Michael Neuenschwander, CPA, CFP® Building a strong, sustainable retirement income portfolio is a lot like building a weather-resistant home. The overall strength of the house is dependent on how well its components (foundation, walls, floors, and roof) work together as a singular element. That has to be planned before…

What Does a Company Merger Mean For My 401(k)?

Comments Off on What Does a Company Merger Mean For My 401(k)?

                For those of us living in Houston or those that have worked in the oil & gas industry for any length of time, it’s not unusual that your current place of employment at some point may be bought out by another company. And, when it comes to…

Tax Strategies For Retirement: Buckets Create Tax Choices

Comments Off on Tax Strategies For Retirement: Buckets Create Tax Choices

By Allen Neuenschwander, CPA, CFP® and Michael Neuenschwander, CPA, CFP® Federal Appeals Court Judge Billings Learned Hand was a judge and judicial philosopher who aptly proclaimed,  There are two systems of taxation in our country:  one for the informed and one for the uninformed. In our work as CPAs and CFP™ professionals, we would agree…

The Value Of An Objective Opinion

Comments Off on The Value Of An Objective Opinion

By Allen Neuenschwander, CPA, CFP® and Michael Neuenschwander, CPA, CFP® Have you ever lost sleep over your finances? If so, you aren’t alone. With market volatility, an uncertain economy, life challenges, and just day-to-day financial stress, it’s easy to feel overwhelmed. That’s why many people turn to a financial professional to carry some of the…

Stress-Test Your Retirement

Comments Off on Stress-Test Your Retirement

By Allen Neuenschwander, CPA, CFP® and Michael Neuenschwander, CPA, CFP® In the good ole days, when your car was on the fritz, your mechanic needed trained eyes and ears to figure out the problem. Today, with engines and systems that are much more complex, mechanics rely on computers and advanced software to properly diagnose hidden…

Taking Care of Your Family After Your Passing: Here’s How to Write a Letter of Intent During the Estate Planning Process

Comments Off on Taking Care of Your Family After Your Passing: Here’s How to Write a Letter of Intent During the Estate Planning Process

Having an up-to-date will is an excellent step in establishing an estate plan. It provides legal protection, structure to loved ones and starts the process of dispersing property. A will distributes a majority of your property, but often leaves out smaller belongings – leaving loved ones to organize what is left. This is where a…

Top Financial Fears That Affect Women

Comments Off on Top Financial Fears That Affect Women

Financial fears can paralyze anyone from making a decision about money, but for many women, money matters are particularly terrifying. In fact, according to a GOBankingRates study, women are more likely than men to name “living paycheck to paycheck” as their number one financial fear versus just 17 percent of men.1 So, why all the…

Strategies To Optimize Your Social Security Benefits

Comments Off on Strategies To Optimize Your Social Security Benefits

By Allen Neuenschwander, CPA, CFP® and Michael Neuenschwander, CPA, CFP® Social Security benefits are an important piece of your retirement puzzle, and deciding when to start taking Social Security payments depends on a number of factors that should not only be considered individually, but should be evaluated on how they work together.  We make an…

Talk to your financial professional and your tax advisor about how Social Security benefits can fit into a complete retirement income strategy. Financial professionals are able to provide you with information but not guidance or advice related to Social Security benefits. We are not affiliated with the U.S. government or any governmental agency.

These financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results, nor do they represent the performance of any specific investment or product.

Our firm provides links to third-party articles in an effort to assist users in locating information on topics that might be of interest to them. Information presented has not been verified and is not guaranteed, nor can we attest to the accuracy of information provided. Linking to an article or website does not constitute a representation of the services offered by our firm, nor does it constitute an endorsement by our firm of the sponsors of the site or the products presented on the site. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.